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How to Order (or Reorder) Checks
Order checks in several convenient ways: by phone, on the web, at a Banking Center, via Client Care, or through Online Banking (reorders only). Click to get started.
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Next-Gen Smart Warehouses: How AI Is Shaping The Modern Supply Chain
Maintaining accurate inventory has been a challenge for warehouse operators. Innovations like AI are changing the game
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By Kevin Novak, Chief Information Security Officer at Old National Bank Phishing scams are among the most persistent and dangerous forms of cybercrime. Whether delivered via email, text message, phone call, or fake websites, phishing attacks aim to trick individuals into revealing sensitive information. At Old National
By Kevin Novak, Chief Information Security Officer at Old National Bank Phishing scams are among the most persistent and dangerous forms of
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Getting Married and Your Money
Getting married is a big step! Old National has financial guides, products and services to help you with budgeting and combining your finances.
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Does Old National offer overdraft coverage for checking accounts?
In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.
Overdraft Courtesy
Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.Overdraft Protection
Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.
To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.
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My debit card was lost/stolen. How can I get a new one?
Please report your lost or stolen Old National debit card (24-hours a day) by calling 1-800-731-2265, option 2, in the US. If you are outside of the US, call 1-812-422-2197. We can order a new card for you at that time.
If you notice unauthorized activity on your debit card through Online and Mobile Banking, you can turn your card off right away with our Card Controls feature in Online Banking and the Mobile App.
Even if you use Card Controls to turn off your debit card, you should still contact us at 1-800-731-2265 to report the unauthorized activity on your card and obtain a new one.
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To increase cash flow, consider a bill pay portal for your business
Investing in a robust bill pay portal for your customers to use is a great place to start.
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Untangling Your Finances When You Divorce: Don’t Forget These Important Details
Divorce is an emotional time for everyone involved, but neglecting diligent follow up can impact your finances.
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Business Banking Secrets Revealed
handling money for your business, understanding the basics of business banking is key.
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4 Challenges Brands Need to Start Thinking About Now for a Smoother Peak Season
Take these steps now to avoid common pitfalls of peak. In the U.S., peak holiday shipping season generally begins in October and lasts through
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How do I sign up for direct deposit?
- Gather your account information, including the Old National routing number of 086300012 and your account number found on the bottom of your Old National check. There are three groupings of numbers on the bottom of your check. Your account number is the center set of 7-10 numbers.
- Contact your employer or depositor to verify if they have a process for direct deposit.
- If you are switching direct deposit from another bank to Old National, you can use our Direct Deposit Switch Form.
- Watch for your first deposit, which can take up to two months.
Direct deposit contact information:
Type of Direct Deposit New Direct Deposit
(switch from paper checks to electronic deposit)Existing Direct Deposit
(switch from another bank to Old National)Salary, Pension, Dividends, Investment income Contact your employer or payor directly. Social Security or Supplemental Social Security Visit www.godirect.org or call Go Direct at 1-800-833-1795 Call 1-800-772-1213 Railroad Retirement Call 1-800-808-0772 Civil Service Retirement (Office of Personnel Management) Call 1-800-767-6738 Veterans Compensation Call 1-877-838-2778 Other Federal Agency Benefits Contact the agency directly or call Go Direct at 1-800-333-1795 to get the phone number of many federal agencies.