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2,284 results found
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What employers can do to combat rising health care costs in the new year
In the 2020 coverage year, Affordable Care Act marketplace premiums for private health insurance will be reduced by an average of four percent. In contrast, according to a survey conducted by the National Business Group, health care benefit costs are expected to rise by five percent in the new year. This cost increase
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In the COVID-19 Economy, Employers Should Be Prepared for Increased 401(k) Hardship Distributions
Article By Patricia A. Moran Mintz Employee Benefits Alert 401(k) plans must, by law, limit the circumstances under which plan money can be withdrawn by active employees. However, 401(k) plans can (and most do) allow in-service withdrawals in the event of an employee’s financial hardship. The COVID-19 pandemic is guara
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Homeownership 101: Who you’ll work with to buy a
Homeownership 101: Who you’ll work with to buy a home Finding and buying a home is a complex process, and first-time homebuyers may be surprised by
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How Employers Can Help Employees Through the Retirement Crisis
A retirement crisis is looming for millennials and Gen Xers now that they are taking the baby boomer’s place at the heart of the U. S. economy. A diminishing social security budget combined with a longer life expectancy for younger generations is leading some politicians to call for the full retirement age to increase
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3 reasons the labor shortage could be a 'structural change' in the economy, according to S&P
The record number of people leaving the workforce signals structural changes in the economy, Standard & Poor's reported last month. The
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What Key Measures Enhance Cybersecurity for Small Businesses?
Keeping your small business safe online can feel overwhelming. IT experts share eight essential strategies for protecting your business
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6 Practical Tips to Manage Your Small Business Finances
stevepb / Pixabay Even experienced business owners can benefit from improving the way they manage their finances. This is especially true if your expertise in your product or service doesn’t extend to managing business finance. It would be a shame not to realize the full potential of your company, so we’ve assembled s
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Life Insurance vs. Emergency Fund: Why You Probably Need Both
Understanding when an emergency fund and a life insurance policy come into play — and how to potentially afford both — will help you prepare for the future. Here's how
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Protect Your Parents From Financial Scams
Adults over 60 are losing billions to fraud each year. Here's how to prevent scammers from hurting your parents.
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ESOPs as a Flexible Ownership Transition Tool
ESOPs as a Flexible Ownership Transition ToolWhen it comes to succession planning, business owners have multiple options, each carrying different benefits and implications. How do you decide the best path for you and your business? Start by asking yourself what personal and business objectives you want to achieve throu