1,693 results found
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401(k) and IRA Advice Especially for Women
For women who expect to lean heavily on their investment accounts in retirement, market volatility isn't the only concern. It's also important to help minimize the impact taxes can have on income in retirement. That means managing the funds in various types of investments and accounts -- taxable, tax-deferred and tax-f
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3 Smart Places to Save Now
With Social Security set to deplete one year earlier than expected, taxes on retirement benefits may only get worse, not better. Currently, 15% of your Social Security benefit is tax-free. For the other 85%, it all depends on your “provisional income.” So, it’s important to be able to manage your income in retirement,
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5 Things to Do as Your Retirement Date Approaches
If you're among the nearly 5.6 million Americans who retire every year, here are five ways to make retirement easier.
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How To Use Your 401(k) Funds To Start A Business
November is National Entrepreneur Month. With studies showing 30% of new businesses are started by people above the age of 50, you might be
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How to maximize employee participation in HSA plans
High-deductible health plans (HDHPs) not only offer employees the opportunity to save on their premium contributions, they also provide access to what are commonly touted as triple-tax-advantaged health savings accounts (HSAs). HSA users can put away money tax-free, and account distributions for eligible healthcare cos
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No Summer Vacation This Year? What to Do with the Money You’ve Saved
From spring through summer this year, we’ve seen travel get disrupted by COVID-19. Some countries have even banned international travel to help contain the virus. SEE MORE COVID-19: A Once-in-a-Lifetime Chance to Change Our Spending HabitsClients at my firm who began planning dream vacations many months ago have been a
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Are You on Track? Financial Goals for Every Decade of Your Life
Your career and lifestyle look completely different when you're in your 20s compared with when you're in your 60s: Your financial focus and planning in each decade should follow suit. Each decade is riddled with its own risks and problems, so it's important to know what to expect. Which decade can you afford to take mo
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Personal Financial Planning for Business Owners
Personal financial planning isa critical aspect of managingyour finances when youown and operate a business.It involves creating acomprehensive
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How the Coronavirus Crisis Might Affect Your 401(k) Benefits
The next time a global pandemic rolls around, at least we'll know what to expect. The effort to contain COVID-19 in the U. S. has changed how we work, shop, exercise, and socialize. Even our long-term savings habits might be disrupted as employers look to optimize 401(k) benefits to conserve their own cash. According t
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7 Sources of Retirement Income You Probably Haven't Considered Yet
There are some things you should do well before you retire, and an important one is this: Figure out your sources of retirement income. After all,