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    1. 5 Smart Small-Business Moves to Make During COVID-19
      COVID-19 has battered the U. S. economy over the past two months, and small businesses in particular are hurting. It's estimated that more than 100,000 small businesses have already closed permanently due to the pandemic, and if the Great Lockdown continues, countless more face a similar fate. If you own a small busine
    2. 7 Top Benefits of Roth IRAs That You Don't Want to Overlook
      The Roth IRA (individual retirement account) is bursting with benefits that can make saving for retirement a bit more exciting. If you don't want to
    3. Are You Ready to Invest Beyond a 401(k)?
      When it comes to retirement investing, it pays to take advantage of accounts that provide tax breaks for savings. Sadly, many people are passing up the chance to invest in one of the most accessible of those accounts -- the IRA. In fact, according to the Center for Retirement Research, only around 15% of people of all
    4. Forget Debt-Free Living: Here's When Having Debt Is a Smart Move
      Lots of finance experts are firmly on the "Debit is evil!" bandwagon -- and with good reason in some cases. There are countless tales of woe from folks who struggle to pay off large or growing debt. But some of those advisors may be a bit shortsighted on the topic of debt. Luckily, for every anti-debt extremist, there'
    5. SECURE Act impact on small business retirement plans
      For small business-owning clients, ensuring their employees have access to a retirement plan - without incurring huge costs - is a particular challenge. Fortunately, the SECURE Act, passed in December 2019, created several opportunities to that can help employers establish retirement plans, as well as to expand on thei
    6. Should You Go Back to Work as a Retiree If Your Nest Egg Isn't Cutting It?
      After leaving the workforce, you'll have to start relying on savings and Social Security to support you. Unfortunately, you may discover these income
    7. How to Buy a Home in a Hot Market With Below-Average Credit
      A hot market is a seller's market. In many parts of the country, housing inventory is low and prices are rising.
    8. Saving for Your Emergency Fund: As Easy as 1-3-6
      Setting money aside in an emergency fund is easier than you might think. Here's how to get started
    9. How to Use Rent Payments to Increase Your Credit Score
      Are you one of the over 40 million people currently renting? Here’s a little secret: it can help improve your credit score. Like it or not, your credit affects just about every aspect of your financial life. Whether you’re trying to buy a house, a car — or even a fancy new phone, your credit score is the first thing le
    10. Leveraging Your Home’s Value for Home Renovations
      For many homeowners, their house is their most significant asset, and seeing its value increase over time is always encouraging.