1,654 results found
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Want To Leave Your Kids An Inheritance? They May Only Have 10 Years To Take It.
The Secure Act, which was signed into law in December 2019, brings about several major changes to the retirement system. One such shift marks the end of so-called “stretch IRAs” for non-spouse beneficiaries who inherit a retirement account after 2019. Although there are a couple of exceptions, starting in 2020, most ad
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3 Ways to Build Wealth Amid the COVID-19 Pandemic
The coronavirus has taken a significant toll on the U. S. economy as well as many Americans' personal finances. With more than 10 million U. S adults filing for unemployment over just the past two weeks, many people are struggling just to pay the bills each month. If you're one of the fortunate ones who still has a sou
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The Difference Between Revolving Credit vs Line of Credit
Revolving Credit vs. Line of Credit: An Overview Revolving credit and a line of credit are financing arrangements made between a lending institution and a business or an individual. The lender provides access to funds that the borrower can use at his discretion; it's like a flexible, open-ended loan. In fact, a revolvi
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A hybrid work dilemma: When does working after hours become a problem?
Employees who saw their routines thrown into disarray by COVID-19 may be spending more time at their work stations than they would have before the
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Empowering a Purpose-Driven Workforce Through Volunteerism: A Skills-Based Perspective
As employees increasingly demand responsible corporate behavior, volunteer opportunities are an effective way to build community and promote an engaged workforce
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How to Buy a Home in a Hot Market With Below-Average Credit
A hot market is a seller's market. In many parts of the country, housing inventory is low and prices are rising.
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401(k) and IRA Advice Especially for Women
For women who expect to lean heavily on their investment accounts in retirement, market volatility isn't the only concern. It's also important to help minimize the impact taxes can have on income in retirement. That means managing the funds in various types of investments and accounts -- taxable, tax-deferred and tax-f
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3 Smart Places to Save Now
With Social Security set to deplete one year earlier than expected, taxes on retirement benefits may only get worse, not better. Currently, 15% of your Social Security benefit is tax-free. For the other 85%, it all depends on your “provisional income.” So, it’s important to be able to manage your income in retirement,
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4 Ways a Credit Limit Increase Can Help You
If you have a credit card, you've probably noticed that you have a set credit limit. Your credit limit is determined by various factors such as your income, credit history, and credit score.
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5 Steps to a Secure Retirement Plan for Business Owners
When you're planning for how you'll manage your finances when you're retired you can't be hasty. Retirement planning is perhaps a multistep process, and it evolves with time. That being said, retirement planning for the service class and business owners is not the same. In most cases, the service class receives provide