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1. When using an Allpoint ATM, why did I receive a message screen saying I would be assessed a surcharge fee?

   First, if you receive such a message and are an Old National client, be assured that you will not actually receive a surcharge. Due to technical limitations of certain types of ATMs, Allpoint is currently not able to prevent the “surcharge warning message” screen from appearing in some cases. You should continue the transaction by answering “yes” on this screen. When you get your receipt, you’ll see that you were not assessed a surcharge (i.e. the withdrawal amount on your receipt will show $20, $40, $60 as opposed to $23.50, $43.50, $63.50, etc. shown when you pay a surcharge).

   If you believe you received a surcharge in error, please contact Old National Client Care at 1-800-731-2265.

2. For the first time in US history, a decade will pass without the country falling into a recession
   In every decade since the period immediately before the Civil War, the US economy could be relied on to do one thing: tumble into recession. But the American economy is on pace to defy that trend for the first time in nearly 170 years as it enters the 2020s. The 2010s would be first time a decade has come and gone with
3. It's a chaotic world right now. Here's why that makes it the ideal time to start a business.
   With recession chatter and general market uncertainty, is 2025 a good time to start a business?
4. The True Cost of Owning a Second Home: What to Consider Before You Buy A Vacation Home
   The cost of buying and owning a second home can be higher that you might think. This article lays out expenses you should consider before investing your time and money
5. With inflation at a 41-year high, you should be asking for a raise — here's how to do it
   Inflation has hit a 41-year high, and many Americans fear price increases are outpacing wage growth. Common knowledge says to ask for a raise because
6. Buying Holiday Gifts Without Breaking the Budget
   Using a savings account for holiday shopping without breaking the budget.
7. How do I add accounts for transfers in Digital Banking?

   Before you can transfer money in your Digital Banking account, you will need to add the accounts you want to move money between. 

   First, log in to your Digital Banking account.

   Go to the Move Money tab and click External Funds Transfers.

   Click, Add a New Account.

   Select the account type and enter the account information.

8. SECURE Act: How it Can Affect Your Estate Planning
   When Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act — which took effect on Jan. 1, 2020 — it created a mixed bag of benefits and new requirements for Americans saving for retirement. The law was also a way for the government to get access to retirement savings sooner so that mone
9. Breaking Down The Basics Of HSAs
   HSA (Health Savings Accounts) can be a tax-efficient way to save for future health care expenditures Health Savings Accounts (HSAs) might be the single most powerful tax-advantaged savings vehicle in the IRS tax code. You can deduct contributions, experience tax-deferred gains and withdraw money tax free for qualified
10. Debunking The Myths About Self-Directed IRAs
    Founder/CEO of Next Generation Trust Company, a trust company specializing in custodial & administrative services for Self-Directed