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1. Why Small Business in 2025 Should Have You Excited
   It's a great time to be optimistic about the future of small business. Here's why
2. 5 Quick-Hit Personal Finance Tips To Help You Invest In Yourself
   Making enough money is just the beginning—then you have to manage it. Everyone, from recent college graduates to those well established in their careers, can reap the benefits of advancing their personal financial literacy.
3. Leveraging the Tax Code to Minimize Your Tax Liabilities
   As we head toward March, one of most dreaded times of the year approaches: tax season.
4. The 3 smartest ways to cut costs and grow your savings during a pandemic, according to a personal finance guru
   Ramit Sethi is an entrepreneur, and the founder and CEO of personal finance website I Will Teach You To Be Rich. During the pandemic, he recommends people find new ways to cut down on their highest expenses, which are typically rent, eating out, and discretionary spending on material items. Sethi also strongly advises
5. Essential steps to opening a business bank account
   If you've started your own business, you may be ready to open a business bank account.
6. What Is ‘Good’ Debt and How Can It Improve Your Finances?
   Not all debt is necessarily bad. This article explores the concept of “good debt” and how it can work for you
7. The Pros and Cons of Auto Refinancing or Is Auto Refinancing Right for You?
   If one of your goals is to improve your financial wellness, you’re likely making wallet-savvy moves like cutting back on impulse purchases or building your emergency fund. That might make you wonder about other options to save money, such as the benefits of refinancing an auto loan. What is auto refinancing? Simply put
8. Lump Sum or Not: What’s the Best Way to Invest Your Year-End Bonus?
   Many corporate executives recently received their 2020 performance bonus. Others, especially at many large companies, will get them over the coming weeks. While the downturn in last year’s economy may have cut into these annual awards for some, others will receive tens, perhaps hundreds of thousands of dollars. So, whe
9. Coronavirus Withdrawals From An IRA Or 401(k): Who Can, And Should, Tap Retirement Accounts?
   Part of the CARES Act allowed individuals to tap IRAs or 401(k) retirement plans if they were impacted by the coronavirus and needed cash. The law permits withdrawals up to $100,000 (or the account balance, if lesser), without penalty. The funds can be paid back, though it’s optional. For struggling business owners and
10. A home equity loan could help you get the money you need for a renovation or emergency — here's how they work
    Home equity loans allow homeowners to borrow against the value of their home. Many lenders will allow homeowners to borrow up to 80% of their home's current value. While home equity loans are often used to pay for home renovations, the money can be used in whatever way the borrower chooses. Sign up to get Personal Fina