Search for Open a Checking Account

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1. 4 open enrollment pain points--and how small businesses can avoid them
   For many small businesses, open enrollment comes at a tough time. Year-end is approaching fast and you may want to focus on holiday sales, tax strategies and business planning for the coming year, instead of how to get your employees excited about and enrolled in a new employee benefits package. It doesn't help that th
2. Are Parents Ready to Keep the Bank of Mom and Dad Open?
   Over half of Gen Z adults reported that they don’t pay for their own housing, and parents of adult Gen Zers expect to give their children $1,813 a month in 2025.
3. Basics of Banking
   How do you start your journey to financial success? Learn the basics! Old National has put together a Financial Basics Q&A for those new to banking.
4. Organize Your Business Bank Accounts
   It’s fairly common, in my experience, for small business owners to have unorganized business bank accounts. Some small business owners don’t even HAVE business bank accounts when they start their companies. While money is at the heart of our businesses, most people tend to think about generating sales and increasing re
5. Why is my monthly payment to my escrow account increasing?

   The most common reason for a shortage, or an increase in your escrow payments, is an increase in your property taxes or homeowner's insurance. An escrow shortage is the result of the escrow payment not being sufficient to fund your escrow account to cover the actual amount needed to pay your bills. You can compare your escrow projections from last year to your current escrow projections, which will indicate any escrow items that had changes during the year.

6. Where can I find my Old National loan account number?

   Following are some options for obtaining your loan number:

   • If you have enrolled in eStatements, view your full loan number on your eStatements within Digital Banking. Note that your full loan number is not visible within account details in Digital Banking.
   • Look on your original loan paperwork, any loan coupon booklets or monthly paper statements you may have received.
   • Visit any Old National banking center or call Client Care at 1-800-731-2265, Option 4, for assistance.
7. Where can I find my Old National mortgage account number?

   You can obtain your full mortgage account number by visiting any Old National Banking Center or viewing the monthly statements that you may receive. If you have eStatements activated for the account, your full account number will also be viewable online on your eStatement.

8. Money management 101: How to ace student checking accounts
   For many students, heading to college is the first opportunity for them to take their financial fitness into their own hands.
9. Private Elite Checking
   With Private Elite Checking, enjoy additional benefits on top of the many perks already provided by Old National Private Banking.
10. Does Old National offer overdraft coverage for checking accounts?

    In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

    Overdraft Courtesy
    Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

    Overdraft Protection
    Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

    For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

    To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.