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1. Basics of Banking
   How do you start your journey to financial success? Learn the basics! Old National has put together a Financial Basics Q&A for those new to banking.
2. Private Elite Checking
   With Private Elite Checking, enjoy additional benefits on top of the many perks already provided by Old National Private Banking.
3. Do you offer referral bonuses?

   Yes, through our ReferLive program, clients can earn up to $500 per calendar year when they refer friends and family for a new eligible Old National checking account. Visit the ReferLive registration page to enroll and begin making referrals.

   Requirements
   Both the referrer and the new account holder receive a $50 Visa^® Reward Card once the person referred completes the following requirements within 75 days of account opening:

   • Completes ten (10) debit card transactions (ATM withdrawals excluded) AND
   • Has one (1) or more direct deposits totaling at least $500

   Note that this offer is not available to any friend or family member who already has an Old National checking account, or is a joint owner for an existing checking account.

   Receiving your Reward Card
   Your Reward Card will be mailed to you. Please allow 4-6 weeks for delivery after all offer requirements are completed.

   Other ways to register
   In addition to using the online registration form, you can also enroll to begin making referrals in the following ways:

   • Mobile App: Download the ReferLive app from the App Store or Google Play.
   • Phone: Call 1-844-213-3046.
   • Visit a banking center: Pick up a ReferLive brochure. Scan and email the completed brochure to registrations@referlive.com.
4. Does Old National offer overdraft coverage for checking accounts?

   In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

   Overdraft Courtesy
   Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

   Overdraft Protection
   Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

   For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

   To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.

5. Kids and Money Talk: It matters. Get help
   Talking to kids about money is key to financial success. Parents need to have money discussions and provide children with the tools and knowledge
6. What should I do if my Old National checks were lost or stolen?

   Call Old National Client Care at 1-800-731-2265 to report lost or stolen checks. We will put a hold on the lost checks and open a new account for you. Checks contain sensitive information so it is important to act quickly.

7. What is an NSF fee, and why did I receive one?

   If there is not enough of an available balance in your account to cover a withdrawal or payment presented against your account, an overdraft will occur and fees may be assessed. These are called NSF fees or overdraft fees. You may also hear the term "insufficient funds" used.

   An NSF fee is charged when a checking account is overdrawn causing a negative balance at the end of the previous business day. NSF fees are always charged the day after the overdraft occurs. You can avoid NSF fees by making a deposit to bring your account to a positive balance by the end of the business day.

   For specific details regarding an overdraft, or to sign up for overdraft coverage, please visit any Old National banking center or call Client Care at 1-800-731-2265. 

8. How Secure Are Your Financial Accounts And How To Protect Yourself
   It's a new year and we have a new President of the United States, but that doesn't mean that the world has changed all that much. Just like before, identity theft is on the rise, and more people than ever would love to get their hands on your Social Security number and account passwords. Much of this information is bou
9. Parents: Nine Ways to Jump-Start Your Teenager's Financial Future
   Talking to your kids about money can serve them well down the road. Here are some tips to help your teen set up a bright financial future
10. How do I set up eStatements for my Old National loan account?

    eStatements are online, electronic copies of your account statements that you can quickly view, search, save and print. You can view them on your computer and your mobile device.

    To enroll in eStatements through Online Banking or the Mobile App, just follow these simple steps:

    On a web browser

    • Log in to Digital Banking
    • Click eStatement Preferences under eStatements and check the box next to the account(s) for which you want to receive eStatements
    • Read the Electronic Statement Authorization Agreement (eStatement Terms and Conditions). Your confirmation code will be visible at the end of the document. Copy this number and scroll down the page.
    • Enter the six-character Confirmation Code in the box and hit Continue.
    • Verify the email address where statement notifications should be sent and hit Accept.

    On the Mobile App
    Enrolling in eStatements from your our Mobile App is similar. Watch our tutorial on signing up for eStatements from your phone.

    • Click on the Mobile Banking App and log in to your account.
    • Click on the More menu button at the bottom of the screen.
    • Click eStatement Preferences and check the box next to the account(s) for which you want to receive eStatements.
    • Click Save Changes.
    • On the confirmation page, click View Disclaimer to receive your Confirmation Code.
      Read the Electronic Statement Authorization Agreement (eStatement Terms and Conditions). Your confirmation code will be visible at the end of the document. Copy this number and scroll down the page.
    • Enter or paste the six-character Confirmation Code and select Continue.
    • Read the Consent and Authorization.
    • Enter and verify the email address where statement notifications should be sent and click Accept.

    Note that enabling eStatements will stop the delivery of a paper statement to your mailing address.

    If you need assistance with signing up for eStatements or using them, please contact Client Care at 1-800-731-2265.

    You can also visit the eStatements page on our website.