Business Test

*TO QUALIFY FOR THE BUSINESS CHECKING CASH BONUS OF UP TO $500: To earn the checking account bonus, new to business deposit customer must complete each of the following requirements. Open a Free Business Checking account or Basic Business Interest Checking account with a minimum deposit of $50 between 5/28/2024 and 9/30/2024, at any Old National banking center and complete the following:

Required activities for $500 bonus: Complete at least 5 qualifying ACH direct deposits totaling $10,000 or more within the first 60 days of account opening.

Required activities for $250 bonus: Complete at least 5 qualifying ACH direct deposits totaling $5,000 or more within the first 60 days of account opening.

Qualifying ACH direct deposits include ACH credits. Deposits made by teller/ATM/mobile deposits, transfers between Old National accounts, wires, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. The new Free Business Checking account or Basic Business Interest Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid into the account, within 130 days after account opening. Limit one cash bonus per customer [Taxpayer Identification Number (TIN)/Social Security Number (SSN)] regardless of the number of checking accounts opened. Day 1 is the day the account is opened and tracking period begins. Recipient(s) (customer TIN/SSN) of cash bonus shall not be eligible to receive a cash bonus on any other business checking account.

TO QUALIFY FOR THE BUSINESS SAVINGS CASH BONUS OF UP TO $600: To earn the savings account bonus, new to business deposit customer must complete each of the following requirements. Open a Business Savings account with a minimum deposit of $50 between 5/28/2024 and 9/30/2024, at any Old National banking center and complete the following:

Required activities for $600 bonus: 1) Deposit $50,000 or more within 30 days of account opening 2) Maintain balance of at least $50,000 for days 31-120 of account opening 3) If the balance falls to $49,999.99-$25,000 anytime between days 31 and day 120, you will be eligible for the $300 cash bonus

Required activities for $300 bonus: 1)Deposit $25,000 or more within 30 days of account opening 2) Maintain balance of at least $25,000 for days 31-120 of account opening 3) If the balance falls under $24,999.99 any time between days 31 and day 120, you will not be eligible for the savings bonus.

The new Business Savings account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid into the account, within 130 days after account opening. Limit one cash bonus per customer [Taxpayer Identification Number (TIN)/Social Security Number (SSN)] regardless of the number of savings accounts opened. Day 1 is the day the account is opened and tracking period begins. Recipient(s) (customer TIN/SSN) of cash bonus shall not be eligible to receive a cash bonus on any other business savings account.

TO QUALIFY FOR THE ADDITIONAL $100 CASH BONUS: To earn the additional account bonus, new to business deposit customer must: Open a new qualifying business checking (Free Business Checking OR Basic Interest Checking) and Business Savings Account on the same day between 5/28/2024 and 9/30/2024 and meet the qualifying requirements of both the BUSINESS CHECKING CASH BONUS and the BUSINESS SAVINGS CASH BONUS.

If both sets of qualifying requirements are met, the $100 cash bonus will be directly credited to the new Old National business checking account within 130 days after account opening Promotional offer is available only to new Old National Bank Business customers establishing a new business checking and/or business savings account for business purposes only. Offer is not available for Old National Bank business customers with an existing business deposit account, any business deposit accounts closed within the last 12 months, or Old National employees. Offer available to business accounts opened at any Old National banking center or account applications received at a designated non-branch office location. Bonus may be reported on IRS Form 1099-MISC. Old National reserves the right to extend or discontinue the offer at any time without notice.

**For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. The current APY for ONB Business Checking and Business Savings accounts is 0.01% on account balances in all balance tiers. Fees may reduce earnings on the account.

^***TO QUALIFY FOR THE PERSONAL CHECKING ACCOUNT $450 CASH BONUS:

1. Open an ONB Preferred or Everyday Checking account with a minimum deposit of $50 between 1/16/2024 and 10/31/2024 online or at any Old National banking center. Account must be opened for minimum of 120 days.
2. Complete at least 2 qualifying ACH direct deposits totaling $10,000 or more within the first 90 days of account opening.
3. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

TO QUALIFY FOR THE PERSONAL CHECKING ACCOUNT $250 CASH BONUS:

1. Open an ONB Preferred or Everyday Checking account with a minimum deposit of $50 between 1/16/24 and 10/31/2024 online or at any Old National banking center. Account must be opened for minimum of 120 days.
2. Complete at least 2 qualifying ACH direct deposits totaling $3,000 or more within the first 90 days of account opening.
3. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

Offers are not available for clients with an existing Old National personal checking account (including owners on joint accounts), personal checking accounts closed within the last 120 days, or Old National employees. Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, transfers between Old National accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. Limit one cash bonus per eligible checking account. In addition, limit one cash bonus regardless of the number of checking accounts opened. Recipient(s) (customer SSN) of cash bonus shall not be eligible to receive a cash bonus on any other checking account. The checking account must be open with a balance greater than $0 and in good standing at the time the bonus is paid. The cash bonus will be credited to the Old National personal checking account approximately within 120 days from account opening. Bonus may be reported on IRS Form 1099-MISC. Old National reserves the right to discontinue offer at any time. Not valid with any other Old National offer.

¹ ONB Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current APY for ONB Preferred Checking accounts is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account.
² Old National will waive our Foreign ATM Fee for the first 5 cash withdrawals per calendar month from other banks’ U.S. ATMs. You may incur separate ATM surcharge fee from the owner or operator of the ATM.
³ Monthly service charge will be reinstated at the end of scheduled duty.